Pelaburan Premier Guru (PPG) is a 3-in-1 investment plan designed to reward teachers in more ways than one. It is developed jointly by Yayasan Guru Malaysia Berhad and Mayban Life Assurance Berhad.
PPG is unique in that it combines the benefits of investment, insurance and financial services in one practical package.
Good Returns
Just by making a minimum Initial Investment of RM3,000, you can expect good returns in the medium to long term. You may invest as much and as often as you wish as there is currently no fixed maximum investment amount as long as the Top Up investment is RM1,000 or more.
You can choose to invest into one Fund or spread it over 4 Investment Funds. Our experienced Financial Executives are at your service to guide you on the choice that best suits your needs and budget.
Insurance Protection
The Death and Permanent Disability Benefits payable will be the greater of:
- The value of the accumulated units at the prevailing unit Bid Price: or
- 125% of the Initial Investment plus Top Up Investments less any unit redemption amount.
The above Benefits payable is subject to a minimum sum of RM5,000, on a per life basis, upon such a claim being made.
Assured Privelages
As a PPG investor, you're accorded privelaged status by Maybank Group and will be entitled to the following financial benefits:
For the early bird
- Additional allocation of 0.5% when purchasing units during the inital offer period.
- Annual fee waived for the first 2 years with Maybank credit cards (for limited period only).
- Transfer of credit card facilities from other banks to Maybank to take advantage of our lower rate and wider range of facilities.
- Free usage of Maybank's Kawanku Phone Banking services for the first year.
For the long term
- Special preference given to eligible members for Maybank Group's services and loan facilities.
- Life membership registration fee to Yayasan Guru Malaysia Berhad will be waived.
- Additional units donated by Yayasan Guru Malaysia Berhad to top investors.
Choice of 4 attractive funds
- Teratai Equity Fund
Invests in equities of public companies listed on the KLSE Companies whose core business activities are alcohol, gambling or tobacco will not be included.
- Melur Syariah Equity Fund
Invests primarily in Syariah designated equities, as determined and listed on the KLSE. Only the investment portion of the fund will be invested in Syariah designated equities.
- Mawar Income Fund
Invests primarily in low risk fixed income securities such as Malaysian Government Securities, Cagamas, Private Devt Securities, T-Bills, Repo, Corporate Bonds and other fixed income securities. Companies whose core business activities are alcohol, gambling or tobacco will not be included.
- Dahlia Syariah Income Fund
Invests in fixed income investments in accordance with the Syariah principle.
The objective of the Teratai and Melur Equity Funds is to achieve the highest performance possible by means of active management while minimising the risk. As such, the Funds will only concentrate on the Main Board of the KLSE.
The objective of the Mawar and Dahlia Income Funds is to realise a steady growth in investment by investing in low risk fixed income securities.
Switching between Funds
You may switch between Investment Funds anytime you wish. This gives you the financial freedom to invest in any of the Funds to meet your ever-changing investment needs.
Redeeming your Units
You may redeem all or part of your investment as and when you like. Upon unit redemption, you will receive 100% of the value of your redeemed units at the prevailing Bid Price.
Reward yourself! Apply now for PPG
- Any individual aged 18 and above can apply. Enjoy insurance protection when you invest before 60 yeas old! You pay only a one-time minimal Protection Fee and administrative fee. For those who apply after 60 years old, you do not have to pay the Protection Fee as the insurance benefits will not be applicable.
- Corporate bodies may also apply. However, in these cases, the insurance benefits will not be applicable.
For more information, visit your nearest Maybank or Mayban Finance branch today, or please call our tollfree line
You may also complete the Appointment Form if you would like to arrange a meeting with one of our representatives to further discuss Pelaburan Premier guru.
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The investment performance of the funds cannot be guaranteed. The prices of the units can go up as well as down.
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* The precise terms, conditions and definitions of the product are specified in the policy contract.
